USSIA SACCO
Turning Small Industries into Sustainable Enterprises
Affordable finance and disciplined savings tailored for Uganda’s artisans, manufacturers, and small industrial enterprises.
Member Snapshot
Empowering Industries.
Building Prosperity.
USSIA SACCO is a financial cooperative dedicated to the growth and sustainability of Micro, Small, and Medium Industries. We provide affordable financial solutions, promote savings, and build capacity so our members thrive.
Vision
A trusted financial institution driving the growth and sustainability of Micro, Small and Medium Industries.
Mission
To mobilize resources, provide affordable financial services, and build member capacity while promoting good governance, innovation, and inclusive development.
Improve access to affordable, industry-responsive finance.
Support enterprise productivity and value addition.
Promote a strong savings culture among small industries.
Strengthen financial literacy and business management.
Drive job creation and inclusive industrial growth.
How to Become a Member
Six simple steps to join USSIA SACCO.
Pay UGX 50,000 membership fee.
Buy at least 1 share (UGX 50,000/share).
Deposit UGX 20,000 to open savings.
Provide 2 passport photos & National ID.
Attach valid USSIA Membership certificate.
Fill application at Secretariat or online.
Individual enterprises in USSIA
Sector groups & VSLAs in USSIA
Secure Your Future With Savings
VSLA / Group Savings
Designed for group investment, savings, and credit access.
- Free statements & zero ledger fees
- Attractive interest rates
- Usable as loan collateral
Target Savings Account
Save toward specific personal or enterprise goals flexibly.
- Daily, weekly, or monthly deposits
- Competitive returns at maturity
- Usable as loan collateral
Fixed Deposit Account
Lock funds for guaranteed, high-yield returns.
- No monthly maintenance fee
- Usable as loan collateral
Business Savings Account
Secure business revenue management with easy digital access.
- Free online statements
- Seamless digital platform access
Flexible Financing Solutions
Business Loan
Working capital for growth, stock, and operations.
- Reducing balance interest
- Fast processing & disbursement
Sector / VSLA Group Loan
Group-guaranteed lending for affiliated sector groups.
- 3–12 month repayment terms
- No individual collateral required
Asset Finance Loan
Acquire vehicles, solar units, machinery, or equipment.
- 20% member contribution required
- Financed asset serves as collateral
Bridge Finance Loan
Short-term credit for urgent operational expenses.
- Rapid turnaround time
- Flexible collateral requirements
Green Finance
Concessional loans for eco-friendly tech, including solar systems, recycling equipment, efficient irrigation, and low-emission machinery.
Get in Touch
Address
USSIA Building, UMA Show Grounds
P.O. Box 7725, Kampala
Working Hours
Mon–Fri: 8:30 AM – 5:00 PM
Saturday: 9:00 AM – 4:00 PM
Sunday: Closed